Haynes Community

Kokomo, IN · 1 · Charter #5773 · www.haynesfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$41.2M
91th percentile
Members
4,019
94th percentile
Total loans
$30.3M
98th percentile
Total shares
$36.3M
93th percentile

Profitability

Return on assets
0.73%
46th percentile
Net interest margin
3.32%
28th percentile
Efficiency ratio
64.95%
54th percentile
Non-interest income ratio
16.24%
73th percentile

Capital & Risk

Net worth ratio
11.52%
26th percentile
Delinquency rate
2.25%
22th percentile
Net charge-off rate
0.08%
63th percentile
Loan-to-share
83.36%
81th percentile

Growth

Member growth YoY
-2.99%
33th percentile
Asset growth YoY
1.24%
51th percentile
Loan growth YoY
-9.22%
26th percentile
Share growth YoY
5.94%
80th percentile

Operations

Members / branch
4,019
97th percentile
Assets / member
$10,255
58th percentile
Field of membership penetration
4.02%
16th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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