Highmark

RAPID CITY, SD · 1 · Charter #4122 · www.highmarkfcu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$258.9M
4th percentile
Members
13,687
7th percentile
Total loans
$194.6M
18th percentile
Total shares
$229.7M
6th percentile

Profitability

Return on assets
0.68%
31th percentile
Net interest margin
3.79%
72th percentile
Efficiency ratio
58.73%
52th percentile
Non-interest income ratio
21.51%
66th percentile

Capital & Risk

Net worth ratio
7.70%
3th percentile
Delinquency rate
0.79%
43th percentile
Net charge-off rate
0.72%
23th percentile
Loan-to-share
84.71%
61th percentile

Growth

Member growth YoY
0.91%
54th percentile
Asset growth YoY
2.13%
26th percentile
Loan growth YoY
-5.57%
7th percentile
Share growth YoY
1.51%
22th percentile

Operations

Members / branch
2,737
12th percentile
Assets / member
$18,915
70th percentile
Field of membership penetration
4.99%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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