Community Link

HUNTINGTON, IN · 1 · Charter #24770 · www.communitylinkfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$37.3M
87th percentile
Members
2,632
79th percentile
Total loans
$20.9M
90th percentile
Total shares
$32.6M
88th percentile

Profitability

Return on assets
0.67%
44th percentile
Net interest margin
3.13%
22th percentile
Efficiency ratio
54.35%
76th percentile
Non-interest income ratio
19.41%
82th percentile

Capital & Risk

Net worth ratio
11.66%
28th percentile
Delinquency rate
0.84%
46th percentile
Net charge-off rate
0.36%
40th percentile
Loan-to-share
64.11%
55th percentile

Growth

Member growth YoY
-0.90%
55th percentile
Asset growth YoY
7.13%
85th percentile
Loan growth YoY
6.60%
83th percentile
Share growth YoY
13.37%
95th percentile

Operations

Members / branch
1,316
59th percentile
Assets / member
$14,189
82th percentile
Field of membership penetration
26.32%
40th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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