Myusa

Middletown, OH · 3 · Charter #96755 · www.myusacu.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$337.8M
26th percentile
Members
18,429
18th percentile
Total loans
$176.4M
13th percentile
Total shares
$290.5M
26th percentile

Profitability

Return on assets
0.89%
43th percentile
Net interest margin
3.58%
59th percentile
Efficiency ratio
66.59%
21th percentile
Non-interest income ratio
21.34%
64th percentile

Capital & Risk

Net worth ratio
14.50%
89th percentile
Delinquency rate
0.54%
65th percentile
Net charge-off rate
0.42%
50th percentile
Loan-to-share
60.71%
13th percentile

Growth

Member growth YoY
-3.25%
16th percentile
Asset growth YoY
2.38%
28th percentile
Loan growth YoY
-8.10%
4th percentile
Share growth YoY
2.77%
34th percentile

Operations

Members / branch
2,304
6th percentile
Assets / member
$18,330
66th percentile
Field of membership penetration
1.14%
17th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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