Snocope

Everett, WA · 2 · Charter #68622 · www.snocope.org/
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$86.3M
35th percentile
Members
5,939
34th percentile
Total loans
$49.4M
39th percentile
Total shares
$78.4M
40th percentile

Profitability

Return on assets
1.02%
49th percentile
Net interest margin
4.07%
73th percentile
Efficiency ratio
65.60%
41th percentile
Non-interest income ratio
11.10%
20th percentile

Capital & Risk

Net worth ratio
9.67%
19th percentile
Delinquency rate
1.42%
18th percentile
Net charge-off rate
1.03%
11th percentile
Loan-to-share
63.04%
41th percentile

Growth

Member growth YoY
-5.35%
11th percentile
Asset growth YoY
5.64%
65th percentile
Loan growth YoY
-12.63%
3th percentile
Share growth YoY
5.57%
68th percentile

Operations

Members / branch
5,939
89th percentile
Assets / member
$14,530
50th percentile
Field of membership penetration
0.08%
0th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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