I B E W 26

LANHAM, MD · 1 · Charter #10323 · www.ibew26fcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$29.2M
76th percentile
Members
2,876
82th percentile
Total loans
$17.9M
85th percentile
Total shares
$26.3M
79th percentile

Profitability

Return on assets
1.14%
66th percentile
Net interest margin
4.52%
70th percentile
Efficiency ratio
78.65%
26th percentile
Non-interest income ratio
23.83%
89th percentile

Capital & Risk

Net worth ratio
7.49%
3th percentile
Delinquency rate
1.41%
32th percentile
Net charge-off rate
0.66%
26th percentile
Loan-to-share
67.86%
60th percentile

Growth

Member growth YoY
4.66%
93th percentile
Asset growth YoY
2.93%
62th percentile
Loan growth YoY
31.83%
98th percentile
Share growth YoY
0.72%
51th percentile

Operations

Members / branch
2,876
91th percentile
Assets / member
$10,160
57th percentile
Field of membership penetration
41.09%
56th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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