Alta Vista

REDLANDS, CA · 2 · Charter #64531 · www.altavistacu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$212.6M
92th percentile
Members
11,858
79th percentile
Total loans
$130.5M
90th percentile
Total shares
$192.9M
95th percentile

Profitability

Return on assets
0.73%
30th percentile
Net interest margin
3.70%
52th percentile
Efficiency ratio
72.71%
18th percentile
Non-interest income ratio
20.92%
68th percentile

Capital & Risk

Net worth ratio
8.63%
7th percentile
Delinquency rate
0.36%
75th percentile
Net charge-off rate
0.76%
17th percentile
Loan-to-share
67.63%
49th percentile

Growth

Member growth YoY
-3.27%
22th percentile
Asset growth YoY
1.69%
32th percentile
Loan growth YoY
-6.77%
12th percentile
Share growth YoY
2.01%
38th percentile

Operations

Members / branch
5,929
89th percentile
Assets / member
$17,926
76th percentile
Field of membership penetration
0.25%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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