Nebraska Rural Community

Morrill, NE · 1 · Charter #24695 · www.nrcfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
19th percentile
Members
617
22th percentile
Total loans
$2.8M
29th percentile
Total shares
$3.2M
21th percentile

Profitability

Return on assets
-0.33%
10th percentile
Net interest margin
4.41%
66th percentile
Efficiency ratio
69.65%
43th percentile
Non-interest income ratio
16.03%
72th percentile

Capital & Risk

Net worth ratio
10.42%
18th percentile
Delinquency rate
4.31%
9th percentile
Net charge-off rate
1.25%
13th percentile
Loan-to-share
88.20%
86th percentile

Growth

Member growth YoY
3.18%
90th percentile
Asset growth YoY
-3.96%
20th percentile
Loan growth YoY
8.70%
87th percentile
Share growth YoY
-4.09%
24th percentile

Operations

Members / branch
309
14th percentile
Assets / member
$5,712
21th percentile
Field of membership penetration
1.79%
10th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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