One Vision

Clarksville, IN · 1 · Charter #9097 · www.onevisionfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$64.3M
15th percentile
Members
3,485
9th percentile
Total loans
$22.6M
6th percentile
Total shares
$55.9M
17th percentile

Profitability

Return on assets
0.60%
22th percentile
Net interest margin
2.81%
12th percentile
Efficiency ratio
66.84%
36th percentile
Non-interest income ratio
16.53%
46th percentile

Capital & Risk

Net worth ratio
12.58%
54th percentile
Delinquency rate
0.82%
44th percentile
Net charge-off rate
0.15%
75th percentile
Loan-to-share
40.41%
8th percentile

Growth

Member growth YoY
-3.78%
18th percentile
Asset growth YoY
2.08%
35th percentile
Loan growth YoY
-5.36%
17th percentile
Share growth YoY
1.71%
35th percentile

Operations

Members / branch
1,743
14th percentile
Assets / member
$18,457
78th percentile
Field of membership penetration
1.42%
22th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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