Mount Vernon Baptist Church

Durham, NC · 2 · Charter #63595
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$144.9K
1th percentile
Members
280
9th percentile
Total loans
$7.5K
1th percentile
Total shares
$91.9K
1th percentile

Profitability

Return on assets
2.13%
92th percentile
Net interest margin
4.36%
64th percentile
Efficiency ratio
30.97%
97th percentile
Non-interest income ratio
9.72%
52th percentile

Capital & Risk

Net worth ratio
36.36%
96th percentile
Delinquency rate
41.86%
0th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
8.16%
2th percentile

Growth

Member growth YoY
47.37%
99th percentile
Asset growth YoY
4.95%
73th percentile
Loan growth YoY
-50.26%
0th percentile
Share growth YoY
5.43%
78th percentile

Operations

Members / branch
280
12th percentile
Assets / member
$518
0th percentile
Field of membership penetration
87.50%
95th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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