Tulare County

Tulare, CA · 1 · Charter #3218 · www.tularefcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$150.2M
73th percentile
Members
11,119
74th percentile
Total loans
$106.9M
79th percentile
Total shares
$131.3M
74th percentile

Profitability

Return on assets
0.56%
20th percentile
Net interest margin
3.48%
40th percentile
Efficiency ratio
71.94%
21th percentile
Non-interest income ratio
19.49%
61th percentile

Capital & Risk

Net worth ratio
7.12%
1th percentile
Delinquency rate
0.64%
55th percentile
Net charge-off rate
0.23%
62th percentile
Loan-to-share
81.45%
74th percentile

Growth

Member growth YoY
5.38%
93th percentile
Asset growth YoY
10.42%
89th percentile
Loan growth YoY
0.44%
45th percentile
Share growth YoY
15.37%
96th percentile

Operations

Members / branch
2,780
41th percentile
Assets / member
$13,511
43th percentile
Field of membership penetration
2.35%
32th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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