We Florida Financial

Fort Lauderdale, FL · 2 · Charter #61525 · www.wefloridafinancial.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$702.0M
78th percentile
Members
40,800
75th percentile
Total loans
$462.8M
76th percentile
Total shares
$628.1M
83th percentile

Profitability

Return on assets
0.88%
42th percentile
Net interest margin
3.09%
28th percentile
Efficiency ratio
55.88%
64th percentile
Non-interest income ratio
19.87%
55th percentile

Capital & Risk

Net worth ratio
10.32%
41th percentile
Delinquency rate
0.63%
59th percentile
Net charge-off rate
1.27%
7th percentile
Loan-to-share
73.68%
34th percentile

Growth

Member growth YoY
-7.80%
4th percentile
Asset growth YoY
-5.66%
2th percentile
Loan growth YoY
-18.59%
0th percentile
Share growth YoY
-6.96%
1th percentile

Operations

Members / branch
6,800
80th percentile
Assets / member
$17,207
59th percentile
Field of membership penetration
0.19%
1th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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