Corpus Christi S.P.

Corpus Christi, TX · 2 · Charter #67485 · www.ccspcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$4.9M
24th percentile
Members
630
22th percentile
Total loans
$4.1M
38th percentile
Total shares
$3.5M
23th percentile

Profitability

Return on assets
0.07%
19th percentile
Net interest margin
5.33%
89th percentile
Efficiency ratio
64.14%
56th percentile
Non-interest income ratio
19.13%
81th percentile

Capital & Risk

Net worth ratio
13.74%
42th percentile
Delinquency rate
1.99%
25th percentile
Net charge-off rate
1.03%
17th percentile
Loan-to-share
115.92%
98th percentile

Growth

Member growth YoY
0.80%
76th percentile
Asset growth YoY
-0.40%
39th percentile
Loan growth YoY
9.74%
89th percentile
Share growth YoY
0.96%
53th percentile

Operations

Members / branch
315
14th percentile
Assets / member
$7,825
37th percentile
Field of membership penetration
25.20%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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