Questa

Questa, NM · 2 · Charter #66252 · www.questacreditunion.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$31.3M
79th percentile
Members
2,073
67th percentile
Total loans
$17.6M
84th percentile
Total shares
$22.6M
73th percentile

Profitability

Return on assets
2.60%
96th percentile
Net interest margin
5.15%
86th percentile
Efficiency ratio
53.51%
78th percentile
Non-interest income ratio
20.16%
83th percentile

Capital & Risk

Net worth ratio
21.75%
79th percentile
Delinquency rate
2.12%
23th percentile
Net charge-off rate
0.10%
61th percentile
Loan-to-share
77.85%
73th percentile

Growth

Member growth YoY
-2.81%
35th percentile
Asset growth YoY
21.16%
98th percentile
Loan growth YoY
7.15%
85th percentile
Share growth YoY
23.92%
99th percentile

Operations

Members / branch
691
33th percentile
Assets / member
$15,085
85th percentile
Field of membership penetration
69.10%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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