Transit Authority Division B

New York, NY · 1 · Charter #798 · www.divbfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.2M
30th percentile
Members
1,448
51th percentile
Total loans
$1.2M
16th percentile
Total shares
$5.3M
32th percentile

Profitability

Return on assets
2.00%
91th percentile
Net interest margin
4.85%
79th percentile
Efficiency ratio
64.86%
54th percentile
Non-interest income ratio
15.70%
71th percentile

Capital & Risk

Net worth ratio
13.44%
40th percentile
Delinquency rate
3.01%
15th percentile
Net charge-off rate
0.75%
23th percentile
Loan-to-share
21.93%
6th percentile

Growth

Member growth YoY
-5.05%
17th percentile
Asset growth YoY
-0.31%
39th percentile
Loan growth YoY
-7.71%
31th percentile
Share growth YoY
-2.44%
32th percentile

Operations

Members / branch
724
34th percentile
Assets / member
$4,296
13th percentile
Field of membership penetration
36.20%
50th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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