Precision

Keene, NH · 1 · Charter #24816 · www.tspcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$27.5M
73th percentile
Members
1,743
59th percentile
Total loans
$11.4M
70th percentile
Total shares
$24.2M
76th percentile

Profitability

Return on assets
0.78%
49th percentile
Net interest margin
3.56%
35th percentile
Efficiency ratio
62.30%
59th percentile
Non-interest income ratio
9.14%
49th percentile

Capital & Risk

Net worth ratio
11.92%
30th percentile
Delinquency rate
2.15%
23th percentile
Net charge-off rate
0.10%
61th percentile
Loan-to-share
47.07%
30th percentile

Growth

Member growth YoY
0.64%
74th percentile
Asset growth YoY
7.16%
85th percentile
Loan growth YoY
-3.69%
47th percentile
Share growth YoY
7.40%
85th percentile

Operations

Members / branch
1,743
71th percentile
Assets / member
$15,759
88th percentile
Field of membership penetration
24.90%
38th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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