Quantum

Wichita, KS · 2 · Charter #67187 · www.theq.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$136.6M
66th percentile
Members
11,111
74th percentile
Total loans
$109.4M
81th percentile
Total shares
$119.5M
69th percentile

Profitability

Return on assets
1.07%
52th percentile
Net interest margin
4.64%
91th percentile
Efficiency ratio
66.29%
38th percentile
Non-interest income ratio
17.13%
49th percentile

Capital & Risk

Net worth ratio
11.34%
39th percentile
Delinquency rate
0.54%
62th percentile
Net charge-off rate
0.43%
40th percentile
Loan-to-share
91.52%
89th percentile

Growth

Member growth YoY
-1.59%
38th percentile
Asset growth YoY
-7.12%
1th percentile
Loan growth YoY
-2.91%
26th percentile
Share growth YoY
-2.98%
8th percentile

Operations

Members / branch
2,778
41th percentile
Assets / member
$12,294
31th percentile
Field of membership penetration
1.35%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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