Local 697

MERRILLVILLE, IN · 1 · Charter #12745 · www.697fcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$46.2M
97th percentile
Members
3,264
88th percentile
Total loans
$23.2M
93th percentile
Total shares
$36.6M
94th percentile

Profitability

Return on assets
0.59%
40th percentile
Net interest margin
2.46%
8th percentile
Efficiency ratio
44.69%
89th percentile
Non-interest income ratio
4.04%
29th percentile

Capital & Risk

Net worth ratio
16.92%
61th percentile
Delinquency rate
5.71%
6th percentile
Net charge-off rate
0.16%
54th percentile
Loan-to-share
63.53%
54th percentile

Growth

Member growth YoY
-0.34%
63th percentile
Asset growth YoY
11.90%
94th percentile
Loan growth YoY
11.98%
91th percentile
Share growth YoY
6.71%
83th percentile

Operations

Members / branch
3,264
94th percentile
Assets / member
$14,149
82th percentile
Field of membership penetration
65.28%
81th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Local 697?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo