Net

Scranton, PA · 1 · Charter #4792 · www.netcreditunion.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$339.3M
26th percentile
Members
19,668
24th percentile
Total loans
$186.8M
15th percentile
Total shares
$309.8M
32th percentile

Profitability

Return on assets
0.65%
29th percentile
Net interest margin
2.98%
22th percentile
Efficiency ratio
62.69%
34th percentile
Non-interest income ratio
22.12%
70th percentile

Capital & Risk

Net worth ratio
10.55%
45th percentile
Delinquency rate
1.01%
27th percentile
Net charge-off rate
0.46%
45th percentile
Loan-to-share
60.31%
13th percentile

Growth

Member growth YoY
5.69%
91th percentile
Asset growth YoY
11.73%
91th percentile
Loan growth YoY
14.41%
91th percentile
Share growth YoY
10.58%
90th percentile

Operations

Members / branch
4,917
56th percentile
Assets / member
$17,252
59th percentile
Field of membership penetration
5.56%
58th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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