Arbuckle

ADA, OK · 1 · Charter #24843 · www.arbucklefcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$10.5M
42th percentile
Members
1,024
37th percentile
Total loans
$7.7M
57th percentile
Total shares
$9.1M
45th percentile

Profitability

Return on assets
0.86%
52th percentile
Net interest margin
4.66%
75th percentile
Efficiency ratio
69.73%
43th percentile
Non-interest income ratio
28.30%
93th percentile

Capital & Risk

Net worth ratio
8.03%
5th percentile
Delinquency rate
0.11%
77th percentile
Net charge-off rate
0.49%
33th percentile
Loan-to-share
84.28%
82th percentile

Growth

Member growth YoY
3.02%
89th percentile
Asset growth YoY
6.36%
81th percentile
Loan growth YoY
-1.19%
58th percentile
Share growth YoY
7.67%
86th percentile

Operations

Members / branch
512
23th percentile
Assets / member
$10,269
58th percentile
Field of membership penetration
0.79%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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