Tombigbee

AMORY, MS · 1 · Charter #17681 · www.tombigb.virtualcu.net
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$5.5M
27th percentile
Members
1,074
39th percentile
Total loans
$2.8M
29th percentile
Total shares
$4.5M
28th percentile

Profitability

Return on assets
1.35%
74th percentile
Net interest margin
5.10%
84th percentile
Efficiency ratio
60.28%
64th percentile
Non-interest income ratio
3.97%
29th percentile

Capital & Risk

Net worth ratio
18.46%
68th percentile
Delinquency rate
2.04%
24th percentile
Net charge-off rate
0.46%
34th percentile
Loan-to-share
62.01%
52th percentile

Growth

Member growth YoY
-0.46%
61th percentile
Asset growth YoY
-4.22%
19th percentile
Loan growth YoY
-4.88%
42th percentile
Share growth YoY
-6.60%
15th percentile

Operations

Members / branch
537
25th percentile
Assets / member
$5,147
17th percentile
Field of membership penetration
6.71%
20th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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