Westacres

WEST BLOOMFIELD, MI · 2 · Charter #62316
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$6.9M
32th percentile
Members
569
20th percentile
Total loans
$1.2M
16th percentile
Total shares
$5.8M
33th percentile

Profitability

Return on assets
0.16%
22th percentile
Net interest margin
1.94%
4th percentile
Efficiency ratio
49.04%
84th percentile
Non-interest income ratio
0.00%
1th percentile

Capital & Risk

Net worth ratio
13.64%
41th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
19.80%
5th percentile

Growth

Member growth YoY
-2.57%
37th percentile
Asset growth YoY
-1.10%
35th percentile
Loan growth YoY
-14.35%
13th percentile
Share growth YoY
-2.09%
34th percentile

Operations

Members / branch
569
26th percentile
Assets / member
$12,167
72th percentile
Field of membership penetration
70.95%
85th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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