Pocono Medical Center

East Stroudsbur, PA · 1 · Charter #21240 · www.pmcfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$3.5M
18th percentile
Members
903
34th percentile
Total loans
$1.5M
19th percentile
Total shares
$3.0M
21th percentile

Profitability

Return on assets
0.39%
31th percentile
Net interest margin
4.94%
81th percentile
Efficiency ratio
86.91%
15th percentile
Non-interest income ratio
2.58%
22th percentile

Capital & Risk

Net worth ratio
12.59%
34th percentile
Delinquency rate
0.48%
59th percentile
Net charge-off rate
0.18%
52th percentile
Loan-to-share
49.07%
33th percentile

Growth

Member growth YoY
0.78%
76th percentile
Asset growth YoY
-4.33%
19th percentile
Loan growth YoY
-17.59%
9th percentile
Share growth YoY
-5.41%
19th percentile

Operations

Members / branch
903
42th percentile
Assets / member
$3,866
10th percentile
Field of membership penetration
60.20%
77th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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