Jackson Area

Jackson, MS · 1 · Charter #8445 · www.jacksonareafcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$162.4M
76th percentile
Members
15,651
92th percentile
Total loans
$45.1M
34th percentile
Total shares
$105.7M
60th percentile

Profitability

Return on assets
1.13%
57th percentile
Net interest margin
1.47%
1th percentile
Efficiency ratio
53.34%
77th percentile
Non-interest income ratio
47.95%
100th percentile

Capital & Risk

Net worth ratio
9.06%
12th percentile
Delinquency rate
1.86%
11th percentile
Net charge-off rate
1.25%
7th percentile
Loan-to-share
42.70%
10th percentile

Growth

Member growth YoY
3.57%
89th percentile
Asset growth YoY
16.08%
96th percentile
Loan growth YoY
-1.59%
33th percentile
Share growth YoY
6.42%
74th percentile

Operations

Members / branch
5,217
84th percentile
Assets / member
$10,374
16th percentile
Field of membership penetration
31.30%
79th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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