The First Financial

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$745.0M

82^th percentile

Members

32,947

60^th percentile

Total loans

$401.7M

67^th percentile

Total shares

$713.3M

90^th percentile

Profitability

Return on assets

0.00%

5^th percentile

Net interest margin

3.10%

29^th percentile

Efficiency ratio

74.06%

5^th percentile

Non-interest income ratio

17.82%

42^th percentile

Capital & Risk

Net worth ratio

6.92%

1^th percentile

Delinquency rate

0.64%

57^th percentile

Net charge-off rate

0.82%

16^th percentile

Loan-to-share

56.32%

8^th percentile

Growth

Member growth YoY

-5.78%

8^th percentile

Asset growth YoY

-1.20%

9^th percentile

Loan growth YoY

-1.13%

20^th percentile

Share growth YoY

4.70%

51^th percentile

Operations

Members / branch

5,491

66^th percentile

Assets / member

$22,612

86^th percentile

Field of membership penetration

3.29%

41^th percentile

Want the full picture for The First Financial?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo