Albright

Bethel, CT · 2 · Charter #68620 · www.albrightcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$72.7M
24th percentile
Members
5,632
30th percentile
Total loans
$40.9M
29th percentile
Total shares
$64.0M
27th percentile

Profitability

Return on assets
1.08%
53th percentile
Net interest margin
4.06%
72th percentile
Efficiency ratio
66.11%
39th percentile
Non-interest income ratio
11.11%
20th percentile

Capital & Risk

Net worth ratio
11.54%
42th percentile
Delinquency rate
2.31%
7th percentile
Net charge-off rate
0.49%
34th percentile
Loan-to-share
63.90%
42th percentile

Growth

Member growth YoY
-4.53%
14th percentile
Asset growth YoY
3.41%
45th percentile
Loan growth YoY
-1.98%
31th percentile
Share growth YoY
2.74%
43th percentile

Operations

Members / branch
1,877
18th percentile
Assets / member
$12,911
37th percentile
Field of membership penetration
0.49%
5th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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