Ohio Educational

Cleveland, OH · 3 · Charter #95107 · www.ohecu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$154.7M
74th percentile
Members
14,808
90th percentile
Total loans
$109.2M
81th percentile
Total shares
$139.3M
77th percentile

Profitability

Return on assets
0.67%
27th percentile
Net interest margin
4.22%
80th percentile
Efficiency ratio
80.83%
6th percentile
Non-interest income ratio
22.16%
74th percentile

Capital & Risk

Net worth ratio
8.21%
5th percentile
Delinquency rate
0.13%
91th percentile
Net charge-off rate
0.28%
56th percentile
Loan-to-share
78.38%
68th percentile

Growth

Member growth YoY
-0.35%
53th percentile
Asset growth YoY
5.17%
61th percentile
Loan growth YoY
8.52%
83th percentile
Share growth YoY
4.96%
64th percentile

Operations

Members / branch
3,702
64th percentile
Assets / member
$10,447
17th percentile
Field of membership penetration
29.62%
78th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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