Fond Du Lac

Fond du Lac, WI · 2 · Charter #67176 · www.fdlcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$81.1M
32th percentile
Members
5,846
33th percentile
Total loans
$42.8M
32th percentile
Total shares
$69.6M
33th percentile

Profitability

Return on assets
1.66%
83th percentile
Net interest margin
4.36%
85th percentile
Efficiency ratio
62.62%
50th percentile
Non-interest income ratio
16.85%
48th percentile

Capital & Risk

Net worth ratio
13.54%
65th percentile
Delinquency rate
0.30%
81th percentile
Net charge-off rate
0.33%
49th percentile
Loan-to-share
61.58%
38th percentile

Growth

Member growth YoY
-4.12%
16th percentile
Asset growth YoY
0.77%
25th percentile
Loan growth YoY
-1.74%
32th percentile
Share growth YoY
-1.06%
17th percentile

Operations

Members / branch
5,846
89th percentile
Assets / member
$13,878
45th percentile
Field of membership penetration
3.04%
36th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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