A & S

Aliquippa, PA · 1 · Charter #3741 · www.asfederal.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$39.6M
89th percentile
Members
2,344
74th percentile
Total loans
$11.9M
71th percentile
Total shares
$34.3M
90th percentile

Profitability

Return on assets
1.71%
85th percentile
Net interest margin
3.50%
33th percentile
Efficiency ratio
55.43%
75th percentile
Non-interest income ratio
15.96%
72th percentile

Capital & Risk

Net worth ratio
14.05%
45th percentile
Delinquency rate
0.14%
74th percentile
Net charge-off rate
0.04%
69th percentile
Loan-to-share
34.61%
16th percentile

Growth

Member growth YoY
-0.89%
56th percentile
Asset growth YoY
-1.02%
36th percentile
Loan growth YoY
3.23%
74th percentile
Share growth YoY
-2.52%
31th percentile

Operations

Members / branch
2,344
84th percentile
Assets / member
$16,909
91th percentile
Field of membership penetration
1.29%
7th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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