Mount Carmel Baptist

Philadelphia, PA · 1 · Charter #16525
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$742.5K
5th percentile
Members
102
2th percentile
Total loans
$44.3K
2th percentile
Total shares
$569.4K
6th percentile

Profitability

Return on assets
0.71%
45th percentile
Net interest margin
3.52%
34th percentile
Efficiency ratio
77.89%
28th percentile
Non-interest income ratio
0.98%
13th percentile

Capital & Risk

Net worth ratio
23.21%
83th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.65%
26th percentile
Loan-to-share
7.78%
2th percentile

Growth

Member growth YoY
-4.67%
19th percentile
Asset growth YoY
6.36%
81th percentile
Loan growth YoY
3.23%
74th percentile
Share growth YoY
7.37%
85th percentile

Operations

Members / branch
102
3th percentile
Assets / member
$7,279
33th percentile
Field of membership penetration
51.00%
68th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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