Lexington Postal Community

Lexington, KY · 2 · Charter #62370 · www.lexpccu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$26.4M
72th percentile
Members
2,155
70th percentile
Total loans
$13.7M
75th percentile
Total shares
$23.8M
75th percentile

Profitability

Return on assets
0.22%
24th percentile
Net interest margin
3.70%
39th percentile
Efficiency ratio
94.69%
9th percentile
Non-interest income ratio
19.85%
82th percentile

Capital & Risk

Net worth ratio
9.67%
13th percentile
Delinquency rate
0.54%
56th percentile
Net charge-off rate
0.02%
71th percentile
Loan-to-share
57.57%
46th percentile

Growth

Member growth YoY
-3.36%
29th percentile
Asset growth YoY
0.67%
46th percentile
Loan growth YoY
3.09%
73th percentile
Share growth YoY
0.39%
49th percentile

Operations

Members / branch
2,155
81th percentile
Assets / member
$12,261
72th percentile
Field of membership penetration
0.27%
2th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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