F a B Church

Savannah, GA · 1 · Charter #9527 · www.fabfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$417.1K
3th percentile
Members
242
7th percentile
Total loans
$29.6K
2th percentile
Total shares
$261.4K
3th percentile

Profitability

Return on assets
1.05%
61th percentile
Net interest margin
3.76%
42th percentile
Efficiency ratio
80.13%
23th percentile
Non-interest income ratio
20.05%
83th percentile

Capital & Risk

Net worth ratio
16.91%
61th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
11.32%
2th percentile

Growth

Member growth YoY
-9.70%
6th percentile
Asset growth YoY
9.55%
91th percentile
Loan growth YoY
-18.90%
7th percentile
Share growth YoY
12.11%
93th percentile

Operations

Members / branch
242
10th percentile
Assets / member
$1,723
3th percentile
Field of membership penetration
48.40%
64th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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