Firstmark

San Antonio, TX · 2 · Charter #62509 · www.firstmarkcu.org
Mid ($1B–$10B)Reporting period: Q4 2025Peer group: 446 CUs

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$1.2B
16th percentile
Members
89,054
36th percentile
Total loans
$782.4M
10th percentile
Total shares
$1.1B
22th percentile

Profitability

Return on assets
0.42%
14th percentile
Net interest margin
3.33%
58th percentile
Efficiency ratio
68.07%
3th percentile
Non-interest income ratio
18.72%
52th percentile

Capital & Risk

Net worth ratio
9.73%
25th percentile
Delinquency rate
0.82%
42th percentile
Net charge-off rate
0.81%
23th percentile
Loan-to-share
70.47%
14th percentile

Growth

Member growth YoY
-3.37%
8th percentile
Asset growth YoY
4.89%
43th percentile
Loan growth YoY
10.46%
80th percentile
Share growth YoY
6.91%
64th percentile

Operations

Members / branch
7,421
48th percentile
Assets / member
$13,903
14th percentile
Field of membership penetration
2.96%
30th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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