First Priority

Abilene, TX · 2 · Charter #67542 · www.firstpriorityabilene.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$21.6M
65th percentile
Members
1,290
46th percentile
Total loans
$8.3M
59th percentile
Total shares
$18.9M
66th percentile

Profitability

Return on assets
1.36%
74th percentile
Net interest margin
3.50%
33th percentile
Efficiency ratio
56.32%
73th percentile
Non-interest income ratio
15.04%
69th percentile

Capital & Risk

Net worth ratio
11.83%
29th percentile
Delinquency rate
0.16%
73th percentile
Net charge-off rate
0.11%
60th percentile
Loan-to-share
43.66%
26th percentile

Growth

Member growth YoY
0.55%
73th percentile
Asset growth YoY
9.04%
90th percentile
Loan growth YoY
2.23%
71th percentile
Share growth YoY
8.08%
87th percentile

Operations

Members / branch
1,290
58th percentile
Assets / member
$16,706
90th percentile
Field of membership penetration
53.75%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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