Community

Chicago, IL · 1 · Charter #7256
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$118.7K
1th percentile
Members
151
4th percentile
Total loans
$13.4K
1th percentile
Total shares
$88.1K
1th percentile

Profitability

Return on assets
-2.74%
2th percentile
Net interest margin
2.14%
6th percentile
Efficiency ratio
208.02%
1th percentile
Non-interest income ratio
15.30%
70th percentile

Capital & Risk

Net worth ratio
25.77%
87th percentile
Delinquency rate
0.00%
100th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
15.17%
3th percentile

Growth

Member growth YoY
-1.95%
44th percentile
Asset growth YoY
-7.38%
10th percentile
Loan growth YoY
-45.70%
1th percentile
Share growth YoY
-6.81%
15th percentile

Operations

Members / branch
151
5th percentile
Assets / member
$786
1th percentile
Field of membership penetration
50.33%
67th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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