Naheola

Pennington, AL · 2 · Charter #62661 · www.naheola.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$213.6M
92th percentile
Members
12,741
82th percentile
Total loans
$157.3M
96th percentile
Total shares
$174.9M
90th percentile

Profitability

Return on assets
2.03%
92th percentile
Net interest margin
3.74%
54th percentile
Efficiency ratio
39.72%
95th percentile
Non-interest income ratio
14.91%
38th percentile

Capital & Risk

Net worth ratio
17.66%
89th percentile
Delinquency rate
1.07%
30th percentile
Net charge-off rate
0.15%
76th percentile
Loan-to-share
89.90%
86th percentile

Growth

Member growth YoY
3.37%
88th percentile
Asset growth YoY
8.41%
82th percentile
Loan growth YoY
4.86%
71th percentile
Share growth YoY
10.33%
88th percentile

Operations

Members / branch
3,185
52th percentile
Assets / member
$16,761
69th percentile
Field of membership penetration
50.96%
90th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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