New Hampshire

Concord, NH · 1 · Charter #4746 · www.nhfcu.org
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$332.5M
24th percentile
Members
15,265
10th percentile
Total loans
$253.1M
38th percentile
Total shares
$271.0M
20th percentile

Profitability

Return on assets
0.27%
11th percentile
Net interest margin
2.75%
14th percentile
Efficiency ratio
50.85%
79th percentile
Non-interest income ratio
7.10%
3th percentile

Capital & Risk

Net worth ratio
13.18%
78th percentile
Delinquency rate
0.09%
97th percentile
Net charge-off rate
0.09%
90th percentile
Loan-to-share
93.42%
81th percentile

Growth

Member growth YoY
1.90%
65th percentile
Asset growth YoY
-4.23%
3th percentile
Loan growth YoY
11.73%
87th percentile
Share growth YoY
0.39%
15th percentile

Operations

Members / branch
15,265
98th percentile
Assets / member
$21,782
82th percentile
Field of membership penetration
5.96%
60th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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