K I T

Louisville, KY · 1 · Charter #16947 · www.kitfcu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$22.2M
66th percentile
Members
1,841
62th percentile
Total loans
$14.5M
78th percentile
Total shares
$19.5M
67th percentile

Profitability

Return on assets
2.33%
95th percentile
Net interest margin
4.37%
65th percentile
Efficiency ratio
54.20%
76th percentile
Non-interest income ratio
29.83%
94th percentile

Capital & Risk

Net worth ratio
11.87%
29th percentile
Delinquency rate
0.24%
69th percentile
Net charge-off rate
0.71%
24th percentile
Loan-to-share
74.74%
69th percentile

Growth

Member growth YoY
-0.05%
66th percentile
Asset growth YoY
7.16%
85th percentile
Loan growth YoY
3.25%
74th percentile
Share growth YoY
6.01%
80th percentile

Operations

Members / branch
921
43th percentile
Assets / member
$12,084
71th percentile
Field of membership penetration
18.41%
31th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for K I T?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo