Harris Employees

Cordele, GA · 2 · Charter #67563
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$708.3K
5th percentile
Members
188
5th percentile
Total loans
$329.0K
7th percentile
Total shares
$463.5K
5th percentile

Profitability

Return on assets
0.20%
23th percentile
Net interest margin
6.44%
97th percentile
Efficiency ratio
91.28%
11th percentile
Non-interest income ratio
21.59%
85th percentile

Capital & Risk

Net worth ratio
30.88%
93th percentile
Delinquency rate
0.26%
68th percentile
Net charge-off rate
1.14%
14th percentile
Loan-to-share
70.98%
65th percentile

Growth

Member growth YoY
0.53%
73th percentile
Asset growth YoY
7.94%
87th percentile
Loan growth YoY
-20.48%
6th percentile
Share growth YoY
9.54%
90th percentile

Operations

Members / branch
188
7th percentile
Assets / member
$3,768
10th percentile
Field of membership penetration
40.00%
54th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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