Irving City Employees

Irving, TX · 1 · Charter #24481 · www.icefcu.com
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$84.3M
34th percentile
Members
5,017
25th percentile
Total loans
$38.5M
25th percentile
Total shares
$74.7M
37th percentile

Profitability

Return on assets
-0.03%
4th percentile
Net interest margin
1.83%
2th percentile
Efficiency ratio
55.38%
71th percentile
Non-interest income ratio
11.92%
24th percentile

Capital & Risk

Net worth ratio
10.99%
35th percentile
Delinquency rate
0.48%
67th percentile
Net charge-off rate
0.04%
93th percentile
Loan-to-share
51.59%
22th percentile

Growth

Member growth YoY
1.39%
73th percentile
Asset growth YoY
5.47%
64th percentile
Loan growth YoY
2.22%
55th percentile
Share growth YoY
6.09%
72th percentile

Operations

Members / branch
5,017
83th percentile
Assets / member
$16,811
69th percentile
Field of membership penetration
90.81%
99th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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