Mc

Danville, PA · 1 · Charter #24929 · www.mcfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$243.5M
98th percentile
Members
13,704
86th percentile
Total loans
$168.2M
97th percentile
Total shares
$214.8M
99th percentile

Profitability

Return on assets
1.84%
88th percentile
Net interest margin
3.54%
44th percentile
Efficiency ratio
41.70%
94th percentile
Non-interest income ratio
13.77%
33th percentile

Capital & Risk

Net worth ratio
11.83%
44th percentile
Delinquency rate
2.45%
6th percentile
Net charge-off rate
0.30%
53th percentile
Loan-to-share
78.27%
68th percentile

Growth

Member growth YoY
2.49%
83th percentile
Asset growth YoY
4.23%
53th percentile
Loan growth YoY
5.59%
73th percentile
Share growth YoY
2.42%
41th percentile

Operations

Members / branch
2,284
29th percentile
Assets / member
$17,767
75th percentile
Field of membership penetration
19.63%
70th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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