Passaic Police

PASSAIC, NJ · 1 · Charter #12227
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$7.1M
33th percentile
Members
615
21th percentile
Total loans
$2.2M
24th percentile
Total shares
$6.1M
35th percentile

Profitability

Return on assets
0.49%
34th percentile
Net interest margin
1.82%
3th percentile
Efficiency ratio
13.35%
99th percentile
Non-interest income ratio
-22.13%
0th percentile

Capital & Risk

Net worth ratio
15.02%
51th percentile
Delinquency rate
1.77%
27th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
35.36%
17th percentile

Growth

Member growth YoY
0.65%
75th percentile
Asset growth YoY
1.68%
54th percentile
Loan growth YoY
2.31%
71th percentile
Share growth YoY
-0.89%
41th percentile

Operations

Members / branch
615
28th percentile
Assets / member
$11,569
68th percentile
Field of membership penetration
61.50%
78th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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