Denver Community CU dba Zing CU

Denver, CO · 2 · Charter #68616 · www.myzing.com
Community ($250M–$1B)Reporting period: Q4 2025Peer group: 673 CUs

Performance vs peers

Percentile rank within the Community ($250M–$1B) peer group (673 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$418.2M
45th percentile
Members
30,116
54th percentile
Total loans
$270.0M
44th percentile
Total shares
$358.3M
45th percentile

Profitability

Return on assets
0.74%
35th percentile
Net interest margin
3.35%
41th percentile
Efficiency ratio
69.18%
14th percentile
Non-interest income ratio
26.93%
87th percentile

Capital & Risk

Net worth ratio
12.90%
75th percentile
Delinquency rate
0.61%
60th percentile
Net charge-off rate
0.38%
56th percentile
Loan-to-share
75.37%
37th percentile

Growth

Member growth YoY
-18.42%
1th percentile
Asset growth YoY
1.39%
20th percentile
Loan growth YoY
0.62%
30th percentile
Share growth YoY
0.92%
17th percentile

Operations

Members / branch
6,023
74th percentile
Assets / member
$13,885
29th percentile
Field of membership penetration
1.20%
18th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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