Cedar Falls Community

Cedar Falls, IA · 2 · Charter #65565 · www.cfccu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$233.9M
96th percentile
Members
8,817
60th percentile
Total loans
$188.1M
99th percentile
Total shares
$194.1M
95th percentile

Profitability

Return on assets
2.06%
93th percentile
Net interest margin
3.15%
24th percentile
Efficiency ratio
33.85%
98th percentile
Non-interest income ratio
16.20%
44th percentile

Capital & Risk

Net worth ratio
16.44%
84th percentile
Delinquency rate
0.82%
44th percentile
Net charge-off rate
0.33%
49th percentile
Loan-to-share
96.89%
93th percentile

Growth

Member growth YoY
1.71%
76th percentile
Asset growth YoY
10.46%
89th percentile
Loan growth YoY
13.08%
92th percentile
Share growth YoY
10.47%
89th percentile

Operations

Members / branch
2,939
46th percentile
Assets / member
$26,530
94th percentile
Field of membership penetration
1.31%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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