Alhambra

Phoenix, AZ · 2 · Charter #60165 · www.alhambracu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$33.2M
81th percentile
Members
4,045
95th percentile
Total loans
$22.0M
91th percentile
Total shares
$29.8M
84th percentile

Profitability

Return on assets
0.58%
39th percentile
Net interest margin
5.18%
86th percentile
Efficiency ratio
83.98%
18th percentile
Non-interest income ratio
25.12%
90th percentile

Capital & Risk

Net worth ratio
9.55%
13th percentile
Delinquency rate
1.53%
31th percentile
Net charge-off rate
0.25%
48th percentile
Loan-to-share
73.81%
68th percentile

Growth

Member growth YoY
0.02%
68th percentile
Asset growth YoY
6.47%
82th percentile
Loan growth YoY
4.09%
76th percentile
Share growth YoY
6.31%
82th percentile

Operations

Members / branch
2,023
78th percentile
Assets / member
$8,210
41th percentile
Field of membership penetration
57.79%
75th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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