New Heights

LOGAN, UT · 1 · Charter #24763 · www.nhfcu.com
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$28.3M
75th percentile
Members
2,209
71th percentile
Total loans
$12.1M
72th percentile
Total shares
$24.3M
76th percentile

Profitability

Return on assets
0.57%
39th percentile
Net interest margin
2.57%
10th percentile
Efficiency ratio
59.34%
66th percentile
Non-interest income ratio
5.93%
37th percentile

Capital & Risk

Net worth ratio
14.29%
46th percentile
Delinquency rate
0.33%
65th percentile
Net charge-off rate
0.07%
64th percentile
Loan-to-share
50.01%
34th percentile

Growth

Member growth YoY
-4.37%
21th percentile
Asset growth YoY
0.03%
42th percentile
Loan growth YoY
-2.01%
55th percentile
Share growth YoY
-0.55%
43th percentile

Operations

Members / branch
2,209
82th percentile
Assets / member
$12,824
76th percentile
Field of membership penetration
7.36%
21th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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