T M H

TALLAHASSEE, FL · 1 · Charter #15175 · www.tmhfcu.org
Small ($50M–$250M)Reporting period: Q4 2025Peer group: 1,262 CUs

Performance vs peers

Percentile rank within the Small ($50M–$250M) peer group (1,262 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$87.9M
37th percentile
Members
8,641
59th percentile
Total loans
$61.9M
52th percentile
Total shares
$78.2M
40th percentile

Profitability

Return on assets
0.98%
47th percentile
Net interest margin
3.81%
58th percentile
Efficiency ratio
71.03%
24th percentile
Non-interest income ratio
25.37%
84th percentile

Capital & Risk

Net worth ratio
9.97%
23th percentile
Delinquency rate
0.71%
51th percentile
Net charge-off rate
0.54%
29th percentile
Loan-to-share
79.23%
69th percentile

Growth

Member growth YoY
0.38%
63th percentile
Asset growth YoY
4.66%
57th percentile
Loan growth YoY
-0.27%
40th percentile
Share growth YoY
4.46%
60th percentile

Operations

Members / branch
4,321
75th percentile
Assets / member
$10,172
15th percentile
Field of membership penetration
43.20%
87th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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