Ithink Financial

Performance vs peers

Percentile rank within the Mid ($1B–$10B) peer group (446 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets

$2.3B

54^th percentile

Members

116,811

49^th percentile

Total loans

$1.8B

59^th percentile

Total shares

$1.8B

52^th percentile

Profitability

Return on assets

0.87%

42^th percentile

Net interest margin

3.04%

38^th percentile

Efficiency ratio

46.36%

72^th percentile

Non-interest income ratio

14.11%

22^th percentile

Capital & Risk

Net worth ratio

10.52%

45^th percentile

Delinquency rate

0.83%

41^th percentile

Net charge-off rate

0.42%

60^th percentile

Loan-to-share

98.62%

77^th percentile

Growth

Member growth YoY

4.47%

72^th percentile

Asset growth YoY

4.95%

43^th percentile

Loan growth YoY

1.35%

26^th percentile

Share growth YoY

4.34%

37^th percentile

Operations

Members / branch

5,562

24^th percentile

Assets / member

$19,896

66^th percentile

Field of membership penetration

0.79%

3^th percentile

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