Chattahoochee

VALLEY, AL · 1 · Charter #24221 · WWW.CHATT.COOP
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$23.4M
68th percentile
Members
2,762
81th percentile
Total loans
$15.0M
78th percentile
Total shares
$20.3M
69th percentile

Profitability

Return on assets
1.74%
85th percentile
Net interest margin
4.76%
77th percentile
Efficiency ratio
63.29%
58th percentile
Non-interest income ratio
19.43%
82th percentile

Capital & Risk

Net worth ratio
14.34%
46th percentile
Delinquency rate
0.71%
50th percentile
Net charge-off rate
0.22%
50th percentile
Loan-to-share
73.79%
68th percentile

Growth

Member growth YoY
-1.85%
45th percentile
Asset growth YoY
5.30%
75th percentile
Loan growth YoY
22.41%
97th percentile
Share growth YoY
6.16%
81th percentile

Operations

Members / branch
2,762
89th percentile
Assets / member
$8,477
43th percentile
Field of membership penetration
3.68%
15th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

Want the full picture for Chattahoochee?

This is a free public preview. Tudovu's Industry Data Explorer adds custom peer groups, 10+ years of history, side-by-side comparisons, and one-click downloadable peer reports — used by credit unions to plan their next quarter.

See Tudovu →Free demo