Vermilion Employees

Abbeville, LA · 2 · Charter #61540 · www.vermilioncu.org
Micro (<$50M)Reporting period: Q4 2025Peer group: 1,972 CUs

Performance vs peers

Percentile rank within the Micro (<$50M) peer group (1,972 credit unions). Higher percentile = stronger relative to peers (lower is better for rates like delinquency).

Size

Total assets
$14.4M
52th percentile
Members
2,422
75th percentile
Total loans
$9.2M
63th percentile
Total shares
$12.1M
53th percentile

Profitability

Return on assets
0.22%
24th percentile
Net interest margin
2.79%
14th percentile
Efficiency ratio
56.46%
73th percentile
Non-interest income ratio
3.92%
29th percentile

Capital & Risk

Net worth ratio
15.50%
54th percentile
Delinquency rate
2.04%
24th percentile
Net charge-off rate
0.00%
90th percentile
Loan-to-share
75.64%
71th percentile

Growth

Member growth YoY
1.17%
78th percentile
Asset growth YoY
-1.36%
34th percentile
Loan growth YoY
9.05%
88th percentile
Share growth YoY
-0.32%
45th percentile

Operations

Members / branch
1,211
55th percentile
Assets / member
$5,930
22th percentile
Field of membership penetration
69.20%
84th percentile

Trend

Quarterly history for the last 5 quarters.

Total assets

Members

Net worth ratio

Return on assets

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